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Conventional programs are the most common and sought out programs built for our clients. They are growing amongst consumers with their lower interest rates and flexible guidelines. Built for a primary residency, second/vacation home or an investment property, it is targeted towards many clients with decent credit and some amount of a down payment.



FHA loans are government-backed mortgages that are insured by the Federal Housing Administration (FHA). They are very popular for first-time homebuyers with 3.5% down payment requirements. Credits scores can even be as low as 500 and still qualify with certain guidelines.



VA loans (Veteran Affairs) are excellent for all our veterans across the nation. The benefits of a 0% down and flexible credit guidelines allow for veterans to purchase of refinancing their home at ease. Although guidelines are flexible, VA-backed home loan may not be the best for every client. If our client is a veteran, we will always explore to determine if it makes the most sense.



USDA (United States Department of Agriculture) is a mortgage loan offered to rural property owners by the United States Department of Agriculture. In order to be eligible for many USDA loans, household income must meet certain guidelines.



Receive cash from value in your home for home improvements, buying a new engagement ring or even consolidate debt. Most scenarios will save hundreds to thousands of dollars monthly and build beautiful credit.



We have exceptional experience in the industry as a leading purchase team. We work and partner with agents all across the country as their preferred broker. Allow our team to work together to show you why we are the obvious choice in the purchase market.


Our exclusive service in approving clients and evaluating their ability to purchase is what creates trust with agents across the nation. We evaluate a client's full credit report, income documentation and assets to approve a client for a new home loan. We do all the legwork upfront so in the process, our client will not be tracking documents in a rush to the closing table. We have found that this gives agents and clients peace of mind so their offer is as strong as possible when submitted. Our mission is to make every offer as strong as a cash offer with our thorough process upfront of approval. By doing so, this increases offer acceptance ratios, and timelines to obtain our clear to close.



Our company offers mortgage options from purchase, refinance and home equity lines of credit. We have partnered with fifteen wholesale lenders that offer multiple programs to help accomplish the dream of financial flexibility. We finance residential homes, from a single family, multi-family, condominiums, and townhomes. From being a first time home buyer, buying your dream vacation home, investment property or working with a new construction every home will be researched by our team to see if we can find an option.


Our conventional products allow for as little as 3% down payment options that work for most clients look at obtaining a home loan. Our team has a specific partnership around FHA loans that can allow a client to purchase or refinance a home with credit scores as little as 500! Down payment options begin at a minimum of 3.5% for a purchase transaction. This program is specific to the client and may be obtained with the proper initial review up front. For all our military veterans, we have options where credit scores also in the 500 range as well. All our VA loans may be obtained with 0% down as well to ensure proper cash flow and benefits for a closing. We have flexible debt ratios for obtaining full approval for our veterans. Our team also offers USDA loans for clients in a rural area that allow for a 0% down payment option as well! These mortgages are built around a client’s ability to obtain this loan. Our team will speak closely with our client and evaluate all scenarios to determine what program makes the most sense. We also offer home equity lines of credit that work perfectly for any home improvements, new investment opportunities or just as a safety net for a rainy day.

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Assur loans takes the hard work out of getting a home loan. They made sure that I was well taken care of and my loan was approved.

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Peter at Assur loans makes sure you understand every part of your home loan. He took the time to explain to me details in a manner that was easy and comprehensive. 


Donovan J. Greening

This is your one-stop shop when it comes to refinancing and mortgages. When I was in the market for a condo, the Assur loans team guided me through the entire process.

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